All of this discussion about the $10,000 to $20,000 school loan forgiveness program has me thinking of my own university days way back in the hazy past.
Back when I was looking for an institution of higher education to attend, it was a good thing that I was one of 10 siblings whose Dad earned less than $12,000 a year because that guaranteed some pretty good financial aid.
And from the time we knew what college was, Dad made sure we knew that we were going. That meant saving half of anything I earned babysitting went directly into the savings account.
Since I started babysitting at age 12, you’d think I would have had quite a nest egg built up, but I only earned 35 cents an hour. And the later the parents stayed out, the small my hourly remuneration.
Still, by attending two years of community college while still living at home (I paid minimal rent), and the couple of grants I was awarded, I managed to graduate University of Wisconsin-Eau Claire debt free.
That’s right. No loans.
It wasn’t easy. I cleaned bathrooms in the women’s dorm on weekends. (Women were as piggish as men in the messes they made.) But I was determined to make it without loans and that’s how I did it.
It also helped that I qualified for a $2,000 Basic Educational Opportunity Grant in the first year they were granting them. My brother, Jim, who was a year ahead of me, didn’t qualify. That seemed unfair so I gave him half my grant. I also got an $800 a year grant from the state of Minnesota, which I had to give up when I transferred out of state to UW-EC my junior year. It was the biggest stumbling block for me but my very smart Dad pointed out that I was giving up $1,600 vs. the probability of what I would be earning for the rest of my life.
He was so right. When we toured the campus, we were told that 98 percent of journalism graduates were placed in their field. I knew I wasn’t going to be in the other 2 percent.
I graduated with $100 in the bank and Dad helped me buy a giant Thunderbird when I landed a job at the La Crosse Tribune three weeks after graduation.
Back then, I didn’t realize how lucky I was. Yes, I scraped by and ate a lot of peanut butter sandwiches, but I graduated WITHOUT debt.
What college grad can say that now?
So I don’t begrudge the loan forgiveness. But I do think more can be done. Why is it so dang expensive to get an education? There’s something wrong there and that needs to be addressed.
I am also a big proponent of trade schools. The trades are our last defense of exporting our jobs. Hard to get a plumber from India to fix your sewer pipe.
But I also think we have to look at how much we require in college curriculum. Though I loved taking languages and the humanities, does every college student need that? With so much expense, maybe some college degrees could be a three-year course.
In the dark ages, when I attend UW-EC, I paid for 12 college credits but some semesters I took as many as 21 credits. Those extra classes were free! And I was going to take as many as I possibly could because I knew I wouldn’t be coming back.
I want us to have a well educated country, but the kind of education we receive doesn’t have to be the same education for all of us. And it should not require anyone to mortgage her or his future.
Biden’s plan is a good beginning. Now we have to figure out how to do more.